Instant Personal Loan up to ₹25 Lakhs
Low Interest • Fast Approval • 100% Online Process
Check EligibilityWhat is a Personal Loan?
Personal loan ek unsecured loan hota hai jisme collateral ki zarurat nahi hoti. Approval income aur CIBIL score par depend karta hai.
- Medical emergency
- Marriage expenses
- Travel & home renovation
- Credit card repayment
- Business needs
Personal Loan Interest Rate 2026
Interest rate approx 10% – 24% ke beech expected hai.
- CIBIL score
- Income stability
- Employer profile
- Existing EMIs
Top Personal Loan Providers
| Bank | Interest Rate | Loan Amount | Tenure |
|---|---|---|---|
| HDFC Bank | 10.50% – 21% | ₹50K – ₹40L | 12–60 months |
| ICICI Bank | 10.75% – 22% | ₹50K – ₹50L | 12–72 months |
| SBI | 11% – 15% | ₹1L – ₹20L | 12–72 months |
| Axis Bank | 10.99% – 24% | ₹50K – ₹40L | 12–60 months |
| Kotak Mahindra Bank | 10.99% – 24% | ₹50K – ₹35L | 12–60 months |
| Tata Capital | 10.99% – 24% | ₹75K – ₹35L | 12–72 months |
| Bajaj Finserv | 11% – 26% | ₹1L – ₹35L | 12–60 months |
| IDFC First Bank | 10.49% – 23% | ₹1L – ₹40L | 12–60 months |
Apply Now through paisamitra.in
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Loan Amount
₹ 50,000
Interest Rate
9%
Tenure
5 Years
Monthly EMI
Total Interest
Total Payment
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Personal Loan FAQ – 2026
Personal loan interest rate 2026 approx 10% – 24% ke beech hota hai. Final rate applicant ke CIBIL score aur income profile par depend karta hai.
Kuch lenders 10 minute me approval aur 24 hours ke andar disbursal provide karte hain, agar documents clear ho.
650+ minimum requirement hoti hai, lekin 750+ score par aapko low interest personal loan milne ke chances badh jate hain.
Banks ₹40–50 lakh tak personal loan offer karte hain, lekin eligibility income aur repayment capacity par depend karti hai.
Haan, lekin kuch banks 1–3% tak prepayment charges le sakte hain.
Low CIBIL score, unstable income, ya high existing EMIs hone par loan reject ho sakta hai.